Money Movement
for Global Businesses
Seamlessly manage cross-border payments and
money movement with speed and cost-efficiency.
.png)
Cross-Border
Payments
Open an account with Fractal to access the most cost-effective way to send payments across borders
Cost-Effective Solution
Access the most cost-effective way to send money across borders.
Traditional & Stablecoin Payments
Traditional payments, stablecoin-to-fiat and fiat-to-stablecoin payments supports.
Robust Currency Support
Seamlessly handle transactions in USD, EUR, AED, and more, with support for additional currencies coming soon.
.png)
Corporate & Institutional
On/Off-Ramp Solution
Corporates and Institutions get access to our cost-effective, fast and near-instant settlements.
Low Fee Stablecoin-Fiat Swaps
Access the most competitive rates for stablecoins and EUR, USD & AED conversions.
Real-time Execution & Quick Settlements
Experience near-instant transactions and 1-day settlements.
Streamlined Onboarding
Complete onboarding & business verification in days, not weeks.
Streamlined
Payments Workflows
Automate the entire payment process, including approvals, compliance, and reconciliations.
Automate Financial Processes
Simplify invoicing, bill payments, and manage employees, clients, and vendors effortlessly.
Efficient Asset Management
Easily manage assets across multiple currencies and stablecoins.
Integrated Reporting
Built-in support for Xero and QuickBooks for seamless financial management.
Reconcile payments
in one click
Stay compliant and save time on financial reporting and tax compliance with our powerful integrations.
Connect To Xero or Quickbooks
Directly connect to Xero, Quickbooks or any other accounting software.
Invite Accountant
With Fractal you don't need an accounting! But you can invite one to manage and reconcile payments for you.
Get Real-Time Notifications
Save time on tracking payments with our real-time notifications.
Safer Payments
& Enhanced Security.
Advanced security, transaction checks and
insurance embedded in the product.
Bank-level Security
Safeguard data with top-tier AES-256 encryption, ensuring your information remains private and secure.
Transaction Validation
Trust every transaction with our rigorous validation process, confirming authenticity and integrity.
$3,000 Insurance
Coming soon: Eligible users will soon enjoy added security with our $3,000 insurance guarantee.
A lot more powerful features to help you save time & money
Global Compliance
Automate accounting, W8 & W9-BEN and global tax compliance.
Batch Payments
Save time on batching and automating team payments.
Stablecoin Friendly
Make stablecoin payments from your USD Account.
Payment Notifications
Stay on top of your payments with real-time email notifications.
Team Members & Approvals
Add team members and approve payments across team members.
Payment Links
Send Payment Links to get paid and pay faster.
Integrations
Integrate Fractal Payments with your existing financial apps and workflows.
Missing an integration? Let us know and we will build one for you.
Designed for all businesses & freelancers.
Businesses
Streamline payments across multiple currencies and stablecoins, enhances security of payment operations, integrate with your favourite payment and accounting tools.
Freelancers
Manage all invoices in one place, get paid faster and reconcile everything in one click.
.svg)
Accountants
Streamline accounting for your clients. Invite multiple team members. Manage different clients all from one platform.